The consumer in the United States is two-thirds of the Gross Domestic Product (GDP); for many, it is the key to getting the economy back in gear.  (Some economists say that business investing is the most critical factor in moving the overall economic needle.)  The problem is that retail sales in general have been waning for years, matching the decline in household incomes and the overall reluctance to spend, which reflects stagnant confidence in the economy, along with leadership and future opportunities.

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